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Understanding Tiers
Updated over 9 months ago

At Xaru Exchange, we implement a tiered system to comply with Know Your Customer (KYC) regulations, ensuring the safety and security of our users and the integrity of our platform. Here's an overview of the different tiers and their respective limits.

Why Tiers are Needed for KYC

The tiered system is essential for several reasons:

  • Regulatory Compliance: KYC regulations require financial platforms to verify the identity of their users to prevent money laundering, fraud, and other illicit activities. By implementing tiers, we ensure compliance with these regulations.

  • Risk Management: Different tiers help us manage and mitigate risks associated with varying levels of transactions. Higher tiers require more stringent verification due to the increased risk.

  • User Protection: Tiers provide an additional layer of protection for users by ensuring that larger transactions are subject to more thorough scrutiny, reducing the risk of fraudulent activity.

Easiness of Access with Tier System

The tiered system at Xaru Exchange also makes it easy for new users to access our platform services, especially if they conduct low-volume transactions. Users can start with Tier 1, which requires minimal documentation, making the onboarding process quick and straightforward. We only require additional documents from you if you exceed the initial thresholds, allowing you to enjoy our services with ease.

Tier 1

Virtual Asset Deposits:

  • Less than €15,000 in total

All Deposits:

  • Less than €25,000 in total

All Outbound Transactions:

  • €7,500 per month

Card Payments:

  • €7,500 per month

  • €7,500 per day

ATM Withdrawals:

  • €3,000 per month

  • €350 per day

Tier 1 is designed for users who conduct relatively low-volume transactions. The limits are set to ensure that smaller transactions are processed efficiently while still adhering to necessary KYC requirements.

Tier 2

All Outbound Transactions:

  • €15,000 per month

Card Payments:

  • €15,000 per month

  • €10,000 per day

ATM Withdrawals:

  • €3,000 per month

  • €350 per day

Tier 2 accommodates users with higher transaction needs. This tier offers increased limits compared to Tier 1 but still ensures robust KYC checks to maintain security and compliance.

Tier 3

Increased Limits:

  • More information upon request

Tier 3 is for users with the highest transaction needs. This tier provides significantly increased limits, with specifics available upon request. Users in this tier undergo the most stringent KYC verification processes to ensure maximum security and compliance.

Conclusion

By implementing a tiered system, Xaru Exchange ensures compliance with KYC regulations, manages risks effectively, and provides a secure environment for all users. Each tier is designed to meet different transaction needs while maintaining the highest standards of security and integrity. If you have any questions about our tiered system or need to request an upgrade, please contact our support team.

For further assistance or to request more information about Tier 3, please reach out to our support team at [email protected].

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