What types of cards does XARU offer?
We provide corporate Visa debit cards, both physical and virtual, depending on your needs.
Does XARU process SWIFT payments?
Yes, our platform supports incoming and outgoing SWIFT payments, ensuring seamless financial flow management within a single system.
Does XARU support SEPA Instant payments?
Yes, we process payments within the Single Euro Payments Area (SEPA Instant), facilitating smooth transactions. SEPA Instant is an advanced version of SEPA payments that allows for near-instantaneous transactions within the eurozone.
How secure are payments via XARU?
All payments are processed through a licensed financial institution. We implement advanced fraud protection technologies, including unique BIN codes and 3D Secure. Additionally, we follow strict AML policies using KYC/KYB verification tools.
Can cards be issued in different currencies? Is there a fee for transactions in a currency different from the account currency?
Currently, cards are issued in EUR and USD. We plan to add support for additional currencies in the future. The fee for transactions in a currency different from the account currency is 2%.
How many cards can be issued?
The number of cards you can issue depends on the card point system. Every €50 deposited into your account equals one card point. 1 CP = 1 virtual card. This limit primarily prevents abuse; for regular card usage, reaching this limit is unlikely.