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SEPA Instant

Updated over a month ago

What is SEPA Instant?
SEPA Instant is an advanced payment system that enables instant euro transactions across the Eurozone. Unlike traditional SEPA transfers, which can take 1-2 business days, SEPA Instant completes transactions within seconds.

What are the key features of SEPA Instant with XARU?

  • Speed: Transactions are processed in under 10 seconds.

  • No limits

  • Security: Payments are protected with strict controls and two-factor authentication (2FA), following PSD2 standards.

Who Can Use SEPA Instant?
SEPA Instant is available for businesses and individuals in the Eurozone whose banks support this payment channel. It is particularly beneficial for:

  • Businesses needing fast supplier or partner payments.

  • Freelancers and professionals receiving instant payments.

  • Companies handling time-sensitive transactions.

How Do I Use SEPA Instant with XARU?
Simply initiate a SEPA Instant transfer from your XARU account. If the receiving bank supports SEPA Instant, the transaction will be completed within seconds.

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